Disclaimer & Disclosures

Investments in mutual funds are subject to market risks. Please read all scheme-related documents carefully before investing. The Net Asset Values (NAVs) of schemes may fluctuate due to market forces including interest rate changes. Past performance is not indicative of future returns. Mutual funds do not guarantee or assure dividends; distributions depend on available distributable surplus. Investors should consult their own tax, legal, and financial advisors before investing.

Mutual fund distribution services are provided by Goalhive Financial Services Private Limited, an AMFI-registered Mutual Fund Distributor (ARN 307650). “Rayi” is the brand and digital platform operated by Goalhive Financial Services Private Limited.

All information, analyses, and opinions on this platform are for educational and informational purposes only and do not constitute investment advice, research analysis, or portfolio management services. As a Mutual Fund Distributor, our role is limited to facilitating distribution of mutual fund schemes registered with AMFI. We do not provide personalized investment advice or guarantees.

Our platform offers regular plan mutual funds only, for which we receive trail commissions from Asset Management Companies. Commission rates by scheme are available here Mutual Fund Commission Disclosure

Smart/Curated baskets shared here are for informational and educational purposes only and should not be construed as personalized investment advice. Investors are encouraged to consult their registered investment advisors for advice tailored to their financial situation.

Use of PrimeInvestor Research

Some information, research, and mutual fund ratings presented on this platform are provided by PrimeInvestor Financial Research Pvt Ltd, a SEBI registered Research Analyst (Registration No. INH200008653). PrimeInvestor’s data and insights are for informational purposes only, provided under license to Goalhive Financial Services Private Limited, and are not to be construed as investment advice or recommendations.

PrimeInvestor disclaims any liability for investment decisions based on their information. Redistribution or resale of PrimeInvestor data is prohibited except as permitted by contract. When quoting PrimeInvestor data, proper attribution and a link to their disclaimer are maintained.

Use of Morningstar Data

Market data, mutual fund NAVs, ratings, and research content shown on this platform are licensed from Morningstar India Private Limited ("Morningstar" or "Licensor"). All data is provided “as is” without warranty. Morningstar does not guarantee accuracy, completeness, or investment returns. Use of Morningstar data is subject to the terms of the license agreement between Morningstar and Goalhive Financial Services Private Limited.

Any redistribution, republication, or commercial use of Morningstar content without explicit permission is prohibited.

Appropriate attribution to Morningstar is provided whenever their data or research is quoted or displayed.

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