One Platform, Endless Possibilities: With Rayi

Every disruptive product begins with a question that challenges the status quo. Ours was: "Why is investing still so complicated?"

We saw a gap between people’s desire to grow their money and their ability to navigate the complex world of mutual funds. So, we decided to build the bridge.

What started as a simple concept – making investing easy – has now become Rayi. It started with scribbles on a whiteboard, we debated every screen, simplified every term, and challenged every assumption, all guided by one question: "Will this help a first-time investor feel confident?"

We're just getting started and incredibly proud of what our team has built. We'd love for you to join our journey.

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Our Story

From Beaches to Breakthroughs: The Rayi Journey
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A Vision Born on Goa’s Beaches

Our adventure began on the sun-kissed beaches of Goa, sparked by a simple yet powerful idea: to demystify the world of mutual funds and make investing a seamless experience for everyone.

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The Birth of Rayi

That idea blossomed into Rayi, a digital platform designed to make investing accessible, straightforward, and empowering for all.

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Built by Experts

Founded by a group of passionate professionals with decades of experience in the financial domain, we set out to create a platform that blends cutting-edge technology with informed guidance. We believe that great returns can be achieved over the long term by continuously investing in the right basket of funds, without the need to frequently rebalance your portfolio or chase top-performing funds.

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Our Mission

Our mission is to help you achieve your financial goals, whether you're a seasoned investor or just starting out. We aim to cut through the jargon, explain things in plain language, and assist anyone who has ever felt lost, confused, or simply exhausted while choosing investment products, to make informed decisions.

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Designed for every investor

We understand that every investor is unique, which is why we offer a diverse range of mutual fund products to suit different financial goals and risk profiles. Our platform is designed to provide you with the tools, insights and support you need to make informed investment decisions.

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Our Core Values

At Rayi, we are committed to transparency, integrity, and excellence. We strive to build lasting relationships with our clients, based on trust and mutual respect.

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Join the Journey

Join us on this journey to financial success, and let us help you turn your dreams into reality!

Investment Philosophy
Empowering Smarter Financial Decisions, Guided by Expertise.
“Boring” is how we describe our investment approach!

We believe that great returns can be achieved over the long term by continuously investing in the right basket of funds, without the need to frequently rebalance your portfolio or chase top-performing funds.

Our aim is to make investing simpler and more accessible for everyone. Our approach aims to support your journey of financial independence by offering investment solutions that are designed to meet a wide range of needs and goals.

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Our team
The People Driving Your Financial Success
"Meet the minds behind RAYI. Our team combines financial expertise, innovative thinking, and a passion for making investing simple and secure. Together, we’re transforming the way you grow your wealth."
Mahesh Iyer
Mahesh Iyer
Co-Founder

The calm in the middle of every storm, Mahesh is our go-to tech whisperer. Whether it’s baffling bugs, tangled code or “why does this even exist?”, Mahesh always finds a way around. When he’s not playing badminton, his relentless hours of problem-solving are driven by a deep passion for crafting an app that makes investing refreshingly simple. Rayi’s fintechstic journey owes its beginning to Mahesh’s love for turning everyday challenges into elegant solutions.

Anand Rao
Anand Rao
Co-Founder

With nearly two decades in compliance, Anand ensures that rules aren’t just followed; they’re respected, like a chef perfecting a recipe. When he’s not deep into regulatory frameworks, he’s exploring new places, discovering great food, or catching up on the latest series. His mission is simple: make Rayi a platform where investors can trust every click because compliance is baked right in.

Vijay Gupta
Vijay Gupta
Product Head

The ideas machine of Rayi, Vijay brings energy (and a whole lot of words) to every meeting. If he’s not chasing the tech team for updates, he’s finding new ways to improve the tiniest details. Always smiling, sometimes restless, and forever curious, Vijay ensures Rayi’s product stays fun, practical, and ahead of the curve. Every pixel and feature passes through his meticulous eye before reaching you.

Shameel Tarigonda
Shameel Tarigonda
Head - Customer Support

Patient and always smiling, Shameel is the heart of Rayi’s customer care. Like The Flash-DC Comics’ fastest superhero who taps into the Speed Force, Shameel effortlessly juggles WhatsApp messages, phone calls, and emails all at once with lightning-fast accuracy. A knowledgeable mentor and eager problem-solver, he ensures every customer feels heard and valued, no matter how speedy the day gets.

Shabbir Syed
Shabbir Syed
Head - Operations

Quiet yet sharp-eyed, Shabbir is the steady force behind Rayi’s smooth operations. He has a knack for spotting the smallest details that make all the difference, ensuring every process flows seamlessly. A true craftsman of operational excellence, Shabbir keeps the platform reliable, efficient, and secure for all users. Whether quietly solving complex challenges or guiding teams with thoughtful expertise, his steady hand inspires confidence and drives Rayi’s seamless growth.

Rayi puts your money to work, so you can focus on what really matters

Download the mobile application today

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Disclaimer: Mutual Fund distribution services are offered through Goalhive Financial Services Private Limited, registered with AMFI as a Mutual Fund Distributor with ARN 307650. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.