With Rayi, your money grows smarter-so you can focus on what truly matters.

From Goal-based Investing to Smart Baskets, Mutual Funds, and Digital Gold, Rayi helps you build wealth with clarity, confidence, and care.

Start smart. Start with Rayi.

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Expertly managed. Effortlessly delivered.

Grow your wealth with confidence

Choose Smart Baskets, Invest Smarter
Choose Smart Baskets, Invest Smarter

No more second-guessing your fund picks. Our Smart Baskets are expertly curated and diversified portfolios, tailored to your risk profile and financial goals so that you can invest with clarity and confidence.

Track Everything, All in One Place
Track Everything, All in One Place

Easily bring in your existing investments and manage your entire portfolio seamlessly, right from the Rayi app.

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Unique Portfolio View
Unique Portfolio View

See your investments the smart way-neatly grouped into self-managed, goal-based, and curated baskets for clarity that traditional views can’t match.

Unified Family Account Management
Unified Family Account Management

Handle all your family’s financial profiles from one powerful app—effortless, organised, secure.

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Explore Smarter Ways to Invest

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Goals

Turn life plans into achievable milestones. Whether it's a dream home, your child’s education, or a secure retirement, start investing today to bring your goals to life, one step at a time.

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Smart Basket

Portfolios built for your pace and priorities. Choose from expertly curated baskets—low risk, balanced, or high growth—designed to match your financial goals and accelerate progress.

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Gold Maxx

Smarter savings. Stronger returns. Grow your gold investments with ease using Gold Maxx-an intelligent, hassle-free way to build long-term wealth.

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Insta Save

Instant investing, effortless growth. Start with ₹2,50,000 and let your money work smarter. Our platform makes investing seamless, secure, and swift.

Why Rayi?

Smarter, Safer, Simpler Investing.

Empowering your financial journey with clarity, care, and intelligent tools.

Rayi is a tech-powered, goal-driven platform built to simplify mutual fund investing, making it easier for you to plan, invest, and grow with confidence.

Whether you're just starting or optimising your wealth, Rayi helps you take control of your financial future through smart guidance, intuitive design, and secure experiences. Inspired by the Sanskrit word “Rayi”, —meaning wealth or prosperity, our mission is to empower every individual to reach their financial goals, no matter where they begin.

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Invest Anytime,

Anywhere with the Rayi app,

Mutual Funds

Goals

Smart Basket

Gold Maxx

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Your trusted investment partner

Create account flow

Explore 5,000+ Mutual Fund Schemes Across 40+ AMCs.

Discover a world of opportunities with over 5,000 mutual fund schemes from 40+ top AMCs. Find the right investment to match your goals, whether you're looking for growth, income, or stability.

Quarterly Portfolio Review

Every quarter, our experts review your investment baskets to ensure they stay aligned with your financial goals. If a fund underperforms, we’ll recommend a smarter switch, helping you reduce risk, boost performance, and stay resilient in shifting markets. Stay on track effortlessly.

Invest your way with a world of options

From SIP, SWP, STP, NFO & more; explore all types of investments, right at your fingertips

Safe and Secure

Our platform uses biometric login and industry standard SSL encryption to keep your data safe and secure.

Invest Anywhere, Anytime

Effortless investing on Web, Android, and iOS. Stay connected to your financial goals anytime, anywhere with Rayi.

Your Goals Deserve More Than Just Savings, or Because Reaching Your Goals Takes More Than Saving - It Takes Rayi.

From dreams to decisions - Rayi helps you invest smarter.

Download the app to begin.

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Disclaimer: Mutual Fund distribution services are offered through Goalhive Financial Services Private Limited, registered with AMFI as a Mutual Fund Distributor with ARN 307650. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.

Registered Address: Office No. 203, ‘Pride 16’ | 2nd Floor, Design Consortium | Road No. 16-Z, Opp. Ashar IT Park | Wagle Industrial Estate | Thane West - 400604 | Maharashtra, India