From Goal-based Investing to Smart Baskets, Mutual Funds, and Digital Gold, Rayi helps you build wealth with clarity, confidence, and care.
Start smart. Start with Rayi.
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Other investments
Dream house
Smart baskets
No more second-guessing your fund picks. Our Smart Baskets are ready made portfolios expertly curated by independent experts, tailored to your risk profile and financial goals.
Easily bring in your existing external investments and manage your entire portfolio seamlessly, right from the Rayi app.
See your investments the smart way-neatly grouped into self-managed, goal-based, and curated baskets for clarity that traditional views can’t match.
Handle all your family’s financial profiles from one powerful app—effortless, organised, secure.
Whether it's a dream home, your child’s education, or a secure retirement, start investing today to bring your goals to life, one step at a time.
Choose from expertly curated baskets—low risk, balanced, or high growth—designed to match your financial goals and accelerate progress.
Start investing in digital gold investments with just ₹100 using Gold Maxx-an intelligent, hassle-free way to build long-term wealth.
Instant investing, effortless growth. Start with just ₹500 and let your money work smarter. Redeem up to ₹50,000 instantly !
Investing, the way it should feel, simple, smart, and safe.
Rayi is a digital platform built to simplify mutual fund investing, making it easier for you to plan, invest, and grow your wealth with confidence.
Whether you're just starting or scaling up, Rayi helps you take control of your financial future through smart guidance, intuitive design, and innovative products. Because your financial goals deserve more than guesswork.
Inspired by the Sanskrit word “Rayi”, —meaning wealth or prosperity, our mission is to empower every individual to reach their financial goals, no matter where they begin.
Mutual Funds
Goals
Smart Baskets
Gold Maxx
Insta Save
Whether you're a resident Indian or NRI, create your account in minutes, fully digital, zero hassle. From PAN to bank linking, Rayi’s step-by-step onboarding gets you started fast.
Discover 5,000+ mutual fund schemes from 40+ top AMCs. Find investments that match your goals—growth, income, or stability.
Effortless investing on Web, Android, and iOS. Stay connected to your financial goals anytime, anywhere with Rayi.
From SIP, SWP, STP, NFO & more — explore all types of mutual fund investments, right at your fingertips, anytime you need.
Quarterly reviews to keep your portfolio on track — with options to rebalance.
Rayi is powered by ONDC, a government promoted open digital commerce platform and registered with AMFI. Biometric login and SSL encryption ensure your personal information remains private, with no aggressive product pushes ever.
But if we didn't, just reach out to us and we'll be happy to answer your questions.
From dreams to decisions - Rayi helps you invest smarter.
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Disclaimer: Mutual Fund distribution services are offered through Goalhive Financial Services Private Limited, registered with AMFI as a Mutual Fund Distributor with ARN 307650. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Registered Address: Office No. 203, ‘Pride 16’ | 2nd Floor, Design Consortium | Road No. 16-Z, Opp. Ashar IT Park | Wagle Industrial Estate | Thane West - 400604 | Maharashtra, India
